The Legal Help Your Family Needs After an Accident
A car accident can happen in the blink of an eye. One moment, you’re driving down the road, taking your kids to school, or heading to work.
Then, another driver comes out of nowhere. And like that, another driver’s moment of carelessness changes your life for years to come.
No family should have to suffer the consequences of someone else’s carelessness on the road. And when you’re trying to rebuild your life after a car accident, you need more than an attorney that will fight for you. You need auto accident lawyers that care.
Accident claims are often more complex than they seem on the surface. Even a seemingly simple accident has multiple elements, and that makes a difference for your claim.
We represent claims involving:
No matter what kind of accident you were involved in, there are two primary courses of action:
The problem is that when it comes to getting back on your feet, responsibility for the accident isn’t as clear-cut as it seems.
Michigan is a no-fault state, which means that every driver in the state is legally required to carry no-fault insurance.
Under this policy, no-fault insurance will pay for your medical expenses, lost wages, replacement services, and damage to other people’s property, regardless of who caused the accident. You can only be sued if:
Insurance companies don’t like to pay out if they can help it, even if your accident does fall under one of the above categories. All too often, families find themselves fighting with their insurance companies just to get their bills covered, even when no-fault insurance should apply.
And when you’re fighting with another driver’s insurance company, they know that you’re worn out, stressed out, and at a loss for what to do. They know the legal system better than most and can afford to bully accident victims into giving up.
At Giroux Trial Attorneys we are Expert Michigan Auto Accident Lawyers, our firm as built on the foundation of hard work and compassion.
A car accident can have devastating consequences for an entire family. They’re one of the most traumatic events a family can experience, and when severe injuries are involved, they can result in years of medical treatment, specialized care, and time off of work.
This is one of the most difficult things a family can experience, and in times like these, you need more than an attorney. You need Michigan Auto Accident Lawyers who will pursue your case with the dedication they would give to their own loved ones, pursuing every avenue and investigating every angle to ensure you and your family get the best possible outcome.
The Giroux Trial Attorneys practice law on the notion of honesty, trust, and respect.
Our team has the experience to back up that commitment. We have been working for accident victims like you across Michigan and across the country since 1988. We have tried over 120 cases and have won millions for families all across the country.
But most importantly, we treat every client with the same care and compassion we would give to our own families.
We go the extra mile to meet you where you are. We take the time to understand your needs while investigating the facts of the case. That way, we can represent you in a way that truly reflects your needs. And we won’t give up until we get the results you and your family deserve.
If you and your family need auto accident lawyers, our team is here to help. We know the law, and we know how to make the legal system work for you.
Because when your family needs help, you shouldn’t have to settle for anything less than the best. If you need to speak with an auto accident attorney about your options, schedule your free consultation today and let us know what we can do to support you and your loved ones during this difficult time.
Your health insurance company covers your medical expenses if you don’t have auto insurance.
Michigan is a no fault state. In no fault states, you must look to your own insurance company for no fault benefits, regardless of who is at fault for the accident. No fault benefits include wage loss, payment of medical bills, and replacement services. Your insurance company may subrogate the claim by filing a claim against the other driver to recover the money paid out to you.
If you believe the accident was your fault, you should still consult an attorney, as there can be many causes for an accident. You should not admit fault for an accident until a full investigation has been conducted. Generally, your health insurance company will cover the cost of treatment for injuries sustained in the accident. Sometimes, you can then seek reimbursement from your car insurance company as part of the settlement.
If you are involved in an accident with an individual who doesn’t have insurance, you will likely have to collect from your own insurance company. Uninsured and underinsured motorist coverage may also help to supplement damages caused by a driver with no or low insurance coverage.
Car accidents are frightening, and it’s natural to be in a state of shock. However, the steps you take in the immediate aftermath of your car accident can dramatically impact how your case unfolds.
First and foremost, stop. Stay. Remain at the scene. This is required by law.
Second, check yourself for injuries, as well as your passengers if it’s safe to do so. If anyone is injured, call 911 immediately. Do not attempt to administer medical care yourself, and do not refuse medical care on the scene, even if you do not think that you need it. You should also see your doctor right away, even if you think you feel fine.
If you are able to safely move yourself and your car out of the way of moving traffic, do so. Many accident victims are badly hurt in secondary accidents (accidents that occur because of another accident) which could have been avoided if they moved to safety.
When the police arrive, make your statements to the officers. Keep your answers polite but to the point.
When you interact with the other party of the accident, you should acquire all of the following information:
● Phone number
● Driver’s license
● Insurance information
● Registration information
● Make, model, and identifying details of the other car
Do not simply write down the other car’s license plate number–insurance companies cannot look up the other car on this information alone. Otherwise, try to limit your interaction with the other party in the accident as much as possible. Be polite, courteous, and helpful, but be careful of what you say.
That’s because the most important thing of all, whether you’re talking to the police or the other party, is not to admit fault under any circumstances. Keep in mind that even innocuous statements may later be construed as an admission of fault, such as apologies. While you may want to apologize if only out of shock, an apology will be used against you.
Instead, keep your interactions brief but polite. Ask if the other party is alright, ask if they need assistance, ask for their information, and communicate details of the accident to responding officers.
Every car accident is different, which means every case is different. Generally, a personal injury lawyer will look at two factors to determine if you have a car accident case:
Legal liability refers to a person or entity’s legal responsibilities under the law. In personal injury law, liability is the concept of fault. Essentially, when someone is held liable for an accident, they are deemed to be at fault for the accident.
Liability usually hinges on the concept of negligence. Establishing negligence in personal injury has four components:
1. Legal duty of care between the two parties
2. Breach of that duty of care due to negligence, careless action, or inaction
3. Damages (physical and emotional injuries, property damage, lost income, etc.)
4. A causal link between negligence and damages
This brings us to the concept of damages. In personal injury law, we litigate to collect compensation for damages. There are two types of damages:
1. Economic (any damages you can put a numeric price on, such as medical expenses)
2. Non-economic (damages not associated with a quantifiable numeric amount, such as pain, suffering and loss of quality of life)
The extent of your damages determines whether you have a case and how much it might be worth.
Michigan is a no-fault state, which means that all drivers are legally obligated to carry basic auto accident coverage. The law states that insurance companies will cover out-of-pocket expenses for auto accidents regardless of who was at fault, on the premise that both sides agree not to sue each other for those specific out of pocket expenses.
However, this does not mean insurance companies always pay out what you are owed. In fact, insurance companies often play down the accident or the injuries so as to pay less for a valid claim. There are also certain exceptions to the no-fault system that would allow you to file a personal injury lawsuit against the driver who caused the crash.
An attorney can help you look at your case and understand how to navigate no-fault rules.
Every auto accident policy requires policyholders to immediately report accidents, regardless of how minor they may seem. Many policyholders do not report minor accidents because they do not want their insurance rates to go up.
However, failing to report an accident can have serious penalties in the future.
From an attorney’s perspective, failing to report an accident only to later file a personal injury lawsuit significantly weakens your case, since the other side can easily argue that you did not think the accident was important enough to report. Worse, your refusal to immediately report the accident makes you look untrustworthy.
A car accident is a deeply traumatic experience, which makes it all the more difficult to navigate the nuances of your accident case while trying to recover. A personal injury attorney can help you take charge of your case–and take your life back.
With a personal injury lawyer experienced in auto accident cases, you have a skilled legal advocate who will fight for your rights. And with the expertise, experience, and resources of a law firm with a strong track record of standing up to insurance companies, you’ll get the results you need to reclaim your life after a car accident.
The auto accident attorneys at Giroux Trial Attorneys have fought for accident victims like you since 1988. We’ve won millions for clients like you across the country because we don’t simply try cases–we advocate for our clients, providing the support your family needs to get through this difficult time while bringing the legal expertise and preparation necessary to ensure you get the results you deserve.
Your auto accident attorney is your advocate and your guide through the complex legal process of a car accident case.
On one hand, their job is to educate you so that you can make informed decisions to move your case forward. On the other hand, they’re also your advocate, helping you obtain and document evidence, complete the necessary paperwork, build a case file, and give you an honest assessment of your options.
But most of all? Your attorney uses their legal knowledge to champion your rights, helping to right the wrongs done to you by someone else’s negligence.
The value of your case depends on a number of factors, but is generally calculated with a combination of economic and non-economic damages. Economic damages include things like:
● Medical bills
● Lost wages
● Permanent injuries leading to loss of employment
Non-economic damages are harder to quantify but include things like pain and suffering and emotional distress, both past and future. For example, it is difficult to put a precise value on no longer being able to pick up your child due to a permanent injury, but it is clearly a significant loss in your quality of life.
However, every case is unique, which means the calculation behind every case is unique. Our experienced auto accident attorneys will walk you through the details of your case to understand how various details contribute to the relative value of your case, how they will present an argument on your behalf, and what your options are to achieve the best possible outcome.
As soon as you hire an attorney, our team goes to work.
The first step is scheduling a free consultation. This is a no-obligation meeting where we sit down and discuss the details of your case. Based on that discussion, an attorney will give you their initial assessment of the case, talk through your options, and let you know what they can do to advocate for you.
If you then choose to hire an attorney, you’ll have to sign various forms allowing us to obtain information relevant to your case, such as your medical records. We will then contact the other party in your case and your insurance company to let them know you have retained an attorney, as well as reaching out to your medical providers to obtain information and other individuals and organizations with evidence for your case, such as the local police department.
From there, we guide you through every step of the case, acting as your voice and your advocate. We will meet you wherever you need us, whether that’s at home, in the hospital, or anywhere else that’s convenient for you. We will make sure that you always understand what’s going on with your case so that you can decide how to proceed.
We will ask for permission before filing a lawsuit on your behalf. This decision should be made by an attorney with your input, explaining why they think it would be beneficial to file a lawsuit, what the case will look like going forward, and what your options are after filing the lawsuit.
Keep in mind that a settlement is always possible, even after a lawsuit is filed. However, we will not settle for an amount that’s less than you deserve, and we will not accept lowball offers simply because your insurance company offers them. We will work with you so that you can make the best possible decision about whether to settle or go to trial and what level of compensation is a reasonable outcome for your case.
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